The City of Elkader is launching a new housing incentive program at the Breezy Summit Subdivision, opening 11 residential lots for new single-family homes or duplexes with significant cost-saving incentives for builders and homebuyers.
“This is a unique opportunity for families and builders to invest in Elkader’s future,” said Mayor Josh Pope. “The addition of 11 homes in Breezy Summit will strengthen our schools, our businesses, and our quality of life.”
Incentives Available:
Qualifying new construction in Breezy Summit may receive:
- Three years of free water and sewer base rates
- Three-year rebate on city portion of property taxes (minus the debt service levy)
- Free building permit
- Free water and sewer tap-on fees
Lots start at a minimum price of $2,000, providing an affordable way to build a new home in Elkader. Several lots (4, 5, 10, 11, and 20) are especially suited for Homes for Iowa projects.
Participant Requirements:
- Provide proof of financing
- Submit basic home plan (single-family or duplex)
- Begin construction within 24 months
- Complete construction within three years
Proposals will be reviewed by the Elkader Housing Committee and approved by the Elkader City Council. The City reserves the right to reject proposals that do not meet program requirements.
The first round of proposals are due Tuesday, December 16th with reviews happening on a monthly basis as proposals are submitted.
Information on individual lots
Proposal application for an individual
Proposal application for a development company

Build your next home in Breezy Summit and be part of Elkader’s next chapter!
(11/20/2025)